#PSA to all my #Kiwi peepz: 1. #ANZ #Bank allowed my 13 year old son to acquire a Visa Debit car…

#PSA to all my #Kiwi peepz:

1. #ANZ #Bank allowed my 13 year old son to acquire a Visa Debit card without our permission.

2. They allowed him to spend an extra $500 beyond a $0 balance, putting his account into #overdraft, when the account had no overdraft facility.

3. They allowed him to pre authorize a $5500 payment to #Apple to purchase a top end #iPad and accessories.

Double check if you or anyone you know has kids!

When the bank goes into maintenance overnight or on weekends, they automatically allow pre authorization by Visa on all transactions, regardless of size. If the purchase is pre authorized, the bank refuses to cancel the payment, and will forcefully honor the purchase, pushing the account into overdraft. Confirmed by the bank verbally.

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